What is the Ameritas PrimeStar network?

PrimeStar is Ameritas's primary dental PPO network with over 420,000 dentist access points nationwide. Dentists in this network offer negotiated rates that reduce your out-of-pocket costs significantly.

Does Ameritas Dental cover implants?

Some Ameritas plans include dental implant coverage as a major service. Coverage typically applies at 50% after the waiting period. Call Ameritas at 1-800-487-5553 or check your Certificate of Coverage for details.

What is the annual maximum for Ameritas Dental?

Annual maximums for Ameritas PPO plans typically range from $1,000 to $2,500 depending on your employer's plan. Some plans include a benefit rollover feature.

Does Ameritas Dental have a waiting period?

Preventive care has no waiting period. Basic and major services may have waiting periods of up to 12 months depending on the plan. Prior coverage may waive waiting periods.

How do I find an Ameritas in-network dentist?

Search our directory above for Ameritas-accepting dentists near you. You can also visit ameritas.com or call 1-800-487-5553 to access their provider search tool.

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Dentists Accepting Ameritas

47 in-network dentists found

Find a Ameritas Dentist Near You

Make the Most of Your Ameritas at Top5Dentists

Ameritas Life Partners offers dental insurance through its PrimeStar network, one of the largest independently-owned dental networks in the United States with over 420,000 access points nationwide. Ameritas is known for offering flexible plans and competitive coverage, especially for employer groups and individuals seeking comprehensive dental benefits.

Whether you carry an Ameritas PPO or indemnity plan, our directory helps you locate in-network providers near you who accept Ameritas coverage and can maximize your annual dental benefits.

The Ameritas PrimeStar network stands out for its exceptional size — over 420,000 access points — making it easy to find a nearby in-network dentist even in smaller markets. Ameritas also offers a non-duplication clause on some plans: if you or a covered family member has coverage under two dental plans, Ameritas will coordinate benefits so your total coverage does not exceed 100% of the actual dental cost. If you have dual coverage, inform both your Ameritas plan and any secondary insurer before treatment so coordination is applied correctly.

Find Ameritas Dentists by Specialty

General Dentists Orthodontists Pediatric Dentists Dental Implant Specialists Emergency Dentists Cosmetic Dentists

What Does Ameritas Dental Cover?

Ameritas dental plans are structured to reward preventive care while providing solid coverage for restorative and major services:

Preventive Care: Cleanings, exams, and X-rays are typically covered at 100% twice per year with no waiting period in most plans.
Basic Restorative: Fillings, simple extractions, and emergency treatment are generally covered at 80% after your annual deductible.
Major Procedures: Crowns, root canals, bridges, and dentures are typically covered at 50% after a major services waiting period.
Orthodontics: Many Ameritas plans include orthodontic benefits with lifetime maximums for children, and some plans cover adults.

Maximizing Your Ameritas PrimeStar Benefits

The Ameritas PrimeStar network gives you access to a vast number of dentists with pre-negotiated rates. Here is how to make the most of your plan:

Network Savings: PrimeStar dentists apply negotiated discounts automatically — no negotiating or paperwork on your part.
Annual Maximum Planning: Schedule major treatments to use your full annual maximum before your benefit year ends.
Direct Claims Submission: In-network dentists file claims directly with Ameritas so you only pay your portion at the time of service.