Is United Concordia the same as TRICARE Dental?

United Concordia administers the TRICARE Dental Program (TDP) for active-duty military family members. However, United Concordia also offers separate civilian group and individual dental plans that are distinct from TRICARE.

Does United Concordia cover dental implants?

Some United Concordia commercial plans include implant coverage at 50% under major services. TRICARE Dental Program coverage for implants is limited. Contact United Concordia at 1-800-332-0366 to confirm your specific benefit.

What is the annual maximum for United Concordia?

Annual maximums for United Concordia commercial plans typically range from $1,000 to $2,000. TRICARE Dental Program has a separate annual maximum. Review your specific plan documents for details.

Can I use United Concordia dental if I move to a new duty station?

Yes. United Concordia's nationwide network ensures coverage wherever you are stationed. Always verify provider participation in your new location before scheduling.

How do I find a United Concordia in-network dentist?

Browse our directory above to find United Concordia-accepting dentists near you. You can also use the provider finder at unitedconcordia.com or call 1-800-332-0366.

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Dentists Accepting United Concordia

50 in-network dentists found

Find a United Concordia Dentist Near You

Make the Most of Your United Concordia at Top5Dentists

United Concordia Dental has been providing dental benefits for over 50 years and is best known as the administrator of the TRICARE Dental Program for active-duty military families. Beyond the military community, United Concordia also offers group and individual dental plans to civilians through a network of over 100,000 dental access points nationwide.

Whether you are a military family member or a civilian United Concordia member, our directory connects you with participating dentists who accept your coverage and understand how to work with your specific plan.

United Concordia is best known for administering the TRICARE Dental Program (TDP) for active-duty military family members — a role they have held since 1998. TRICARE Dental Program participants should note that TDP coverage is separate from any civilian United Concordia plan: costs, networks, and eligibility rules differ significantly. Military community members looking for a TDP-participating dentist near their duty station or home will find relevant providers clearly noted in our directory.

Find United Concordia Dentists by Specialty

General Dentists Orthodontists Pediatric Dentists Dental Implant Specialists Emergency Dentists Cosmetic Dentists

What Does United Concordia Dental Cover?

United Concordia dental plans are designed to keep oral health care affordable and accessible. Here is a general summary of typical coverage:

Preventive Care: Cleanings, comprehensive exams, and bitewing X-rays are typically covered at 100% twice per year.
Basic Restorative: Fillings, simple extractions, and emergency exams are generally covered at 80% after your annual deductible.
Major Procedures: Crowns, root canals, bridges, dentures, and periodontal surgery are typically covered at 50% after a waiting period.
Orthodontics: TRICARE Dental and some United Concordia commercial plans include orthodontic benefits for dependents under age 19.

Making the Most of Your United Concordia Benefits

United Concordia's in-network dentists are familiar with both military and civilian plans and can navigate your benefits seamlessly. Here is how they help:

TRICARE-Friendly Care: Military member dentists in our network understand TRICARE Dental Program requirements and accept TRICARE assignments.
Benefits Pre-Approval: For major procedures, your dentist can submit a pre-authorization to United Concordia so you know your out-of-pocket costs upfront.
Direct Claims Filing: In-network dentists submit claims directly to United Concordia so you only pay your portion at checkout.